top of page

Pearls & Perils


You can't always control what happens to you, but you can control your reaction to it.


Challenges are all a part of life irrespective of who you are, your beliefs or what you acquire in life. Even the most prudent person who eats healthily and lives a healthy lifestyle can still face health problems at some point in life. We may not be able to choose nor control the problems we face in life. But we are in control of our reactions to it. When you face a problem you can choose to say "it's too hard, my life will never change" and give up before even attempting to find a solution. The most successful people in life are not those who's lives are absent of problems but are those who see every problem they face as an opportunity for growth. They do not waste their time complaining, crying and feeling sorry for themselves they seek for solutions and even in moments when the situation seems bleak and they have tried numerous times and have failed they refuse to give in to the problem. In this week you may encounter unexpected problems, face disappointment, hurt, receive bad news what matters most is your reaction to situation. Your reaction will determine the outcome.


Until next week,


Your Finance P.T

January is often the month that we set ourselves goals and resolutions that we want for the coming year. However, after a few weeks or months these goals and resolutions are often forgotten or abandoned. Have you been working towards the goals that you set yourself in the past few weeks? How we start sometime determines how we will complete it. If you started the year by setting goals but not taking any actions towards it, it's safe to assume that those goals will not be achieved unless you start to take actions towards them.

Here are 3 practical tips to use when setting goals:


1) Think about what it is that you want to achieve. For example: to have a driving license

2) Break your goal down by thinking and writing down what you need to do or learn in order to achieve that goal. In the example of a driving license you would first need to learn the Highway code and study for the theory test and pass it, research into driving instructors in your area and start taking lessons consistently and then when you are at a stage that you are able to drive safely book your practical test and pass it. By breaking your goal down it is clear what you need to do in order to achieve that goal.


3) Set yourself a realistic time frame to accomplish that goal. Setting yourself a time frame of one month or even 3 months to do everything that is required for you to gain your full driving license would be highly unlikely. Often we fail to accomplish our goals because we set unrealistic time frames on ourselves and when we fail to accomplish them we become demotivated and give up.

If this post has helped you leave your comment, like and share with your friends.


Until next week,


Your Finance P.T



Social media has evolved rapidly over the past decade or so. With it's development there has been positive attributes to social media however, there are many negative influences that Social media has on a vast majority of it's users.


Many people spend an excessive amount of their time on social media, in some cases it even becomes an addiction. It creates a constant desire to want to see what is going on in the lives of other people. Of course this is not the case for everyone but it is for a vast majority.


Don't believe everything that you see on social media or aspire to look like or to have the things that you see people post, not all of the things that you see posted are genuine in many cases it is a facade! I've seen examples of pictures which have been filtered and edited that look completely different to the original pictures.


Don't waste your time comparing yourself and your life to other people. Instead utilise your time to invest in yourself, to enable you to have the life that you would like to live. Don't allow your self-esteem and the value that you give yourself to be based on the acceptance of others, through 'likes' and 'comments'. Before seeking to be accepted by others, first learn to love and to accept the things about yourself that you cannot change and of course invest in working on the things that you can improve.


Your Finance P.T


bottom of page